October 2023

May 15, 2024


If you’re a prospective homebuyer, you’re likely in a tough spot. While you may be tempted to wait for interest rates to drop, if you wait too long, you could be dealing with a surge in home prices.

In a recent Fox Business interview, real estate entrepreneur and “Shark Tank” star Barbara Corcoran shared her prediction for when home prices will rise, how much she expects them to increase and more.

“Sellers don’t want to move from their apartment or their home because they don’t want to take on higher interest rates,” she said, “and buyers are too afraid [to buy] because they are getting less house [for the price]. So you’ve got a standoff going on. But things are changing.”

Corcoran believes there will be a major swing in the real estate market as soon as interest rates drop.

“The minute those interest rates come down, all hell’s going to break loose and the prices are going to go through the roof,” she said. “[Right now sellers are] staying put. But they’re not going to stay put if interest rates go down by two points.

“It’s going to be a signal for everybody to come back out and buy like crazy, and the house prices [will likely] go up by 20%,” she said. “We could have COVID [market] all over again.”

Although we are facing a precarious real estate market, Corcoran said we won’t see a catastrophic housing market collapse like the one that occurred in 2008, due in large part to the subprime mortgage crisis.

“People [have] their hard-earned cash in the market — people aren’t overleveraged,” she said. “There’s really no comparison to now compared to what came before.”

Read the full article here.

FED MEETING & RATE UPDATELenders and real estate agents held their breath last week as the Fed met to discuss inflation, unemployment, and economic policy. Despite hope that the Fed may drop interest rates, they did not. Rates remain over 7% and will likely hover near there through the end of the year. Despite higher rates, the Fall and Winter tend to be the best time for Buyers to negotiate price drops or Seller concessions. If you are considering a home purchase, now is the time to get into a home with a nice Seller concession to do a 2-1 buy down or a permanent buy-down. You can refinance when and if rates drop by a percentage or more and avoid the (inevitable) Buyer rush that will occur when rates go down.HALLOWEEN HAUNTS AND HAPPENINGS

Munson Farm Pumpkin Patch

If you are looking for the largest variety of winter squash, heirloom pumpkins, and other autumn goodies, visit Munson Farms! Enjoy picking from thousands of pumpkins, and be sure to catch the free hay wagon rides offered on the weekends.

Boulder High Haunted House

Come visit Boulder High's annual terrifying haunted house! The 2022 performances will take place October 21, 22, 28, and 29 from 7 p.m. to 9 p.m. Admissions are $8 for students/children and $15 for adults. Join for a night guaranteed to be full of screams for all!

Munchkin Masquerade

Trick-or-treaters will march proudly down Pearl Street on Halloween day. Running from 3 p.m. to 6 p.m. on October 31, this event in the Downtown Boulder neighborhood is recommended for children ages 12 and under.

Dia de los Muertos Exhibition

The Dia de Los Muertos exhibition will be in the City of Longmont Museum's Swan Atrium – a two-story space full of light – and will showcase traditional gigantes, giant puppets made by local artists. Altars for the dead, created by members of the community, will also be a central part of this exhibit.

Haunt in the 'Mont

Haunt in the 'Mont is a costumed "business crawl" through Downtown Longmont. Adult trick-or-treaters can use their pre-purchased tickets to redeem treats at participating vendors. There will also be a costume contest with great prizes donated by local businesses! Tickets cost $35 and go on sale at 10 a.m. on October 5. All of the profits support local schools via the Education Foundation for the St. Vrain Valley.

  • Location: Downtown Longmont, Colorado

Longmont Halloween Parade & Trick Or Treat Street

Come with children of all ages in your Halloween costumes to trick or treat at participating merchants along Main Street! Enjoy live music throughout the route. No registration is required. The parade starts at 10 a.m. on October 29, 2022, but participants should line up by 9:45 a.m. The route begins on Long Peak Avenue and will conclude on Main Street.

Spooky Village Halloween & Pet Parade

Celebrate Halloween at Village at the Peaks for the annual Spooky Village event! Participate in trick-or-treat stops, wagon rides, a petting zoo, face painting, Halloween crafting, pumpkin decorating, spooky train rides, and more. Admission is free. The event lasts from 1 p.m. to 3 p.m. on October 29. Chuck and Don's Pet Parade begins at 12:30 p.m. The route includes photo ops, treats, and more.

Boo! On Briggs Street

Instead of going door-to-door trick or treating, try going trunk to trunk in the city of Erie! Gather candy from vehicles decorated by local businesses in Downtown Erie. Decorate your own vehicle for a chance to win prizes, or simply enjoy the work of others! Admission is free, and the event occurs Saturday, October 29, from 3 p.m. to 6 p.m.

Terror in the Corn **FAN FAVORITE**

From September until October 31, Terror in the Corn brings you Colorado's best haunted house experience. Trek through a 10-acre cornfield filled with surprises that are sure to fright and delight. Terror in the Corn takes places Thursday through Sunday at Anderson Farms.

Cottonwood Farm Pumpkin Patch

Pick your own pumpkin at Cottonwood Farm's Pumpkin Patch in Lafayette. While there, enjoy the animals, the authentic steam engine tractor, the straw bale maze, and the corn maze at no charge. For $3, take a hay ride on a real farm wagon pulled by a tractor.

Niwot's Great Pumpkin Party **FAN FAVORITE**

Trick or Treating in Niwot. All Shop Keepers in Old Town and Cottonwood Park West will be open to celebrate Halloween with treats for the trick or treaters from 10:00 and to 2:00 pm on Saturday, October 28th. The Halloween Parade starts at 11:30; all participants and dogs welcome.

Wild Fall & Trick-or-Treat Trail at Denver Zoo

Denver Zoo is dressed up for Halloween fun all October long! From October 1 to October 31, check out Wild Fall. Highlights include costumes, "falloween" decor, seasonal food, and special demonstrations. Trick-or-Treat Trail takes place from 5:30 p.m. to 8:30 p.m. on October 7, 14, 21, 28, 29, 20, and 31. Tickets are $20 for this all-ages event.

Glow at the Gardens

A larger-than-life display lights up Denver Botanic Gardens York Street location when elaborate jack-o-lanterns grace the gardens. Ticket prices are $25 for adults, $23 for seniors, and $19 for children. The event takes place October 18-25 from 6 p.m. to 9 p.m. each night.


Pumpkin gives an otherwise traditional chili a ton of body while also adding a slightly sweet and earthy flavor. It's the ingredient you never knew your chili recipe was missing! The cinnamon plays up the pumpkin flavor and complements the smoky chili powder and cumin, while the spicy Italian sausage works to balance the sweetnessINGREDIENTS:

  • 1 red bell pepper, chopped
  • 3 garlic cloves, chopped
  • 1 1/2 tbsp. chili powder
  • 2 tsp. ground cumin
  • 1 tsp. kosher salt, plus more to taste
  • 3/4 tsp. ground black pepper, plus more to taste
  • 1/2 tsp. ground cinnamon
  • 2 15-oz. cans fire-roasted tomatoes, not drained
  • 1 15-oz. can kidney beans, drained and rinsed
  • 1 15-oz. can black beans, drained and rinsed
  • 1 15-oz. can pumpkin puree (Libby)
  • 2 1/2 c. chicken broth  
  • Roasted pumpkin seeds, sour cream, shredded sharp cheddar cheese and avocado, for garnish, if desired


  • In a large Dutch oven, heat the oil over medium heat. Add the sausage and cook, stirring to break into pieces, until browned and cooked through, 8 to 10 minutes. Using a slotted spoon, transfer the sausage to a paper towel lined plate to drain.
  • Add the onion and bell pepper to the Dutch oven. Cook over medium heat, stirring, until softened, 10 to 12 minutes. Stir in the garlic, cumin, chili powder, 1 teaspoons salt, 3/4 teaspoon pepper, and cinnamon. Cook, stirring, for 30 seconds.
  • Stir in the tomatoes, kidney beans, black beans, pumpkin puree, chicken broth, and sausage. Bring to boil over medium-high. Reduce heat to medium-low, cover and cook, stirring occasionally, until the flavors meld, about 20 minutes.
  • Season the chili with salt and pepper. Serve, garnishing with pumpkin seeds, sour cream, cheese, and avocado, if desired.

Thinking of Buying or Selling?  Know someone who is?We are NEVER too busy for your referrals!

About Five Four Real Estate

The name Five Four Real Estate derives its name from 5.4%, which is the average annual home appreciation rate in the U.S. over the last 50 years.  If you buy a home and put 10% down, you are leveraging your money 5X. A 5.4% increase in your home's value means a 27% ROI.


This could be one of the largest and most important financial decisions you will make in your lifetime, and you deserve an experienced partner that understands the intricacies of Colorado real estate.

We promise to always keep you informed about the rapidly changing market and educate you throughout the entire process. We promise to protect your best interests and treat your home or investment like it’s one of our own. We promise to work our hardest to find the perfect home for you and your family with as little stress as possible.  

We value your trust and hope to continue supporting you in your lifetime even after your sale or purchase is complete. This goes beyond real estate to us, it’s the beginning of a lifelong friendship.

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